Credit Report

Why get a credit report?

When applying for a mortgage, your credit file plays a significant part in what mortgage lender you can use, potentially impacting the product you can apply for.

A mortgage lender will rely on information given from the credit agency to decide on if they feel confident the individual can make payments on time and fully repay the mortgage.

Obtaining your credit file is always worthwhile as your report will detail areas of improvement across your finances. This means you can work on improving certain aspects of your finances which will strengthen your chances of lending and obtaining better rates of lending in the future.

If you have not reviewed your credit file before or not up to date with it, why not click our link to take you to our trusted credit agency Checkmyfile. We recommend Checkmyfile as they are the UK’S only online multi agency credit report provider, taking full credit history information from Equifax, Experian and TransUnion, giving you confidence, your information is accurate, and no data is missed.

Why not get a free 30-day trial, £14.99 a month thereafter and be cancelled at ANY time.

£12 will be paid by Check My File to ABC Mortgages which is a trading name of Brook Financial Services Limited which is an appointed representative of Mortgage Advice Bureau Limited and Mortgage Advice Bureau (Derby) Limited. Mortgage Advice Bureau Limited and Mortgage Advice Bureau (Derby) Limited do not receive a share of this commission and has no direct affiliation with Check My File.

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Refer a friend and you’ll receive £50

Refer a friend to ABC Mortgages and on completion of their mortage you will recieve £50

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Important Information

Your home may be repossessed if you do not keep up repayments on your mortgage.
There may be a fee for mortgage advice. The actual amount you pay will depend upon your circumstances.
The fee is up to 1%, but a typical fee is 0.3% of the amount borrowed.

Refer a friend and you’ll receive £50

Refer a friend to ABC Mortgages and on completion of their mortgage you will recieve £50

“I would really recommend ABC mortgages. Adam has been a fantastic help and has provided us with lots of information to complete our mortgage. He is reliable and trustworthy, also being there every time we need questions answering, with quick responses too. His friendly and professional nature makes you feel comfortable and at ease, in what can easily be a stressful time. 100% recommend. Many thanks for your help Adam!!”

“I was introduced to Matt at ABC Mortgages from a friend, and have been blown away by the support and level of service the team offer. Quick to respond to all my queries and any questions I had. I was kept up to date throughout the whole process and offered all the advice I needed. I would not only use their service again, but would also recommend ABC Mortgages to anyone without any hesitation.”

“I cannot recommend Adam from ABC mortgages highly enough! He responds to queries promptly, he is honest with his advice and works so hard to get you the best deal. He clearly explains the whole process and is so knowledgable. He answered all my questions, no matter how silly they were! And anything I didn’t understand, he broke down clearly for me so I could understand. This is our third time dealing with Adam and there is no one else we would go to.. if you are thinking of using ABC Mortgages do it! Thank you Adam for making this process so easy and stress free!”

“We went to ABC mortgages after hearing a great recommendation. As First time buyers we was pretty green about the whole process, buy Matt made it very simple, gave great advice and knew how to answer every question we had. I was shocked at the speed of the turn around from ABC Mortgages and they dealt with us a in a professional but personal manner. Would highly recommend using them.”

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ABC Mortgages is a trading name of Brook Financial Services Limited which is an appointed representative of Mortgage Advice Bureau Limited and Mortgage Advice Bureau (Derby) Limited which are authorised and regulated by the Financial Conduct Authority. Brook Financial Services Limited. Registered Office: The Old Courthouse, 60a London Road, Grantham, Lincolnshire, NG31 6HR. Registered in England Number: 07311674.